ABOUT US
Simple Loans. Real People.
Sonkhela Soft Loans is a registered Zambian microfinance business built on one belief: access to quick, fair credit should be simple, transparent, and within reach of everyday people.
Who We Are
Sonkhela Soft Loans is a PACRA-registered collateral-based lending business headquartered in Lusaka, Zambia. We started with a simple mission — helping students and young professionals access short-term financing quickly, without the paperwork and long waits of traditional lenders.
Today we serve clients across university campuses and surrounding communities, including the University of Zambia (UNZA), Mulungushi University, UNILUS, and NIPA — providing fast cash secured against valuable assets, with clear terms and no hidden charges.
Why Clients Choose Us
Fast Approval
Apply online in minutes. Most applications are reviewed the same day.
Safe & Transparent
Registered business, written agreements, and your collateral stored securely until repayment.
Built for Real People
Flexible options designed around students, marketeers, and working Zambians.
Local & Accessible
Based in Lusaka and serving campuses and communities you know.